The faster the things change so as they, who?
“Scammers”, we should admit that lot of people in the community attempts to scam other. Today as our technology evolves, methods also change, no matter where you live, you need to be vigilant and prepare yourself for possible scam attempts.
Here are few methods of scamming for you to be aware.
1. “The IRS calling”
This type of scamming has become popular last year and this continues to be on top of the scamming method as long as this works.
Target will receive a call “from IRS” telling you that you have problems on taxes.
They will act like person in authority that would make you pay thru phone.
The trick is simple. In the caller ID it will show that they are from a legitimate “IRS”. So target will think that it is really a legitimate call. To avoid this, remember that caller ID tag can be controlled, so double check information and never auto accept this one as your evidence.
What to do?
If you received a call telling that they are from IRS and it is about your taxes and you are not sure about it, you can hang the phone and call IRS yourself using the number posted on their website.
2. “Overpayment scamming”
This type of scam can happen in different situations. It might be used in job seekers, rooms for rent, or any transaction that has person to person dealings online. The scamming set-up changes depending on circumstances.
Someone will send you check and then ask to cash it in your account (personal account), since the money is greater than the actual amount in the dealings, the scammer will ask to send the remaining funds to the person who sends the check or any individual third party.
Remember that funds often show in your personal account, thinking that everything is fine and legitimate. Remember that it will take time for bank for them to verify if funds actually exist in the bank.
According to law, banks only holds funds, so even funds are not yet verified, they will place the figure in the account.
So the time you withdraw it, that is the time that bank verifies it and the trouble is that “no money in the account”, but you already sent the extra money.
If someone asks to cash check and then forward the excess to them, most of them are scam.
3. “Candidate Support”
This is normally used during election, when scammers use your candidate for their advantage,
4. “Asking for Help”
This type of scamming is rampant in all places. Online or offline this happens anywhere, people ask for help because of some reasons.
Even organized scammers are doing this, wherein they will published something on wall or even on the internet asking for help, the evidence and document and the people in it are manipulated in order to make things realistic.
In the end it all matters on how you handle things, so before accepting or talking to unconventional people, stay alert and look for possible clue that they are doing something bad at you.